Renters Insurance

                        Knoxville Renters Insurance Options

You have a lot of things that are important to you—from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let CL Butcher Insurance help you find renters insurance coverage options that protect you, your family, and your personal property.

Protect the Things that Matter to You

You can choose to include personal property protection in your renters insurance policy, which can travel with you wherever you are in the world. Some policies will even pay the full replacement cost of your things that were damaged or stolen without deduction for depreciation, up to the limits and deductibles you select.

Protect Yourself and Your Guests

Your renters insurance policy can protect you and your family against bodily injury, property damage claims, and litigation up to the limits you select. And if a visitor is injured on your rental property, or by you or a household member, a policy can pay covered medical expenses, up to the limits you select.

Get the Right Amount of Renters Coverage at the Best Price

Whether you’re starting out, between homes or downsizing, we will help you pick the Memphis renters insurance coverage that best fits your needs. Ask about discounts for burglar alarms, and for having multiple policies, like your renters and auto insurance both with the same insurance company.

Extra Coverage Doesn’t Have to Cost a Lot

We can also recommend other coverage that you may want to add to your renters insurance policy. Many people supplement their renters insurance with umbrella policy for broader protection. And if you have special possessions such as jewelry, art, antiques, or collectibles, ask about scheduled personal property coverage that comes with no deductible when you experience a covered loss.

So, How Much Insurance Do I Need?

Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.

If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies. 


                                  Contact Us with any additonal questions or to get a FREE Renters Quote!